"Checking a partner's personal credit record upon marriage" became a trending hashtag on China's social media after reports surfaced of engaged couples breaking up over revealed personal credit stains.
Many Chinese experts and online advocates argued that clarification of a partner's credit record was needed upon marriage so as to learn about hidden loan problems or potential debt disputes. Others argue that requirement to check the record can destroy romantic relationships and undermine trust between lovers.
Chinese experts suggested that checking up on a partner's credit secrets may become a trend among young couples in the near future aided and abetted by a more mature social credit investigation system.
A Chinese resident's social credit report is being used in job recruitment, loans, and credit cards.
Hidden debt problems before marriage can place risk of the heavy burden on mutual property.
Wang Yuan, a 35-year-old from the municipality of Tianjin in North China, volunteered his credit report when he proposed to his wife.
"My wife and I met on a blind date and only knew each other for less than two years when we decided to marry," Wang told the Global Times.
"Offering the report was intended to reassure her parents that I am reliable and responsible for our marriage."
Some opponents argue that marriage should be based on mutual trust and that checking credit records can cause a crisis of trust and harm the relationship.
What is your opinion?
Source: global times
Editor: Crystal H
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